Stamp duty — or transfer duty, depending where you live — is levied by state governments on every property purchase. It's calculated on the purchase price, paid at settlement, and can add tens of thousands to what you need ready on the day.
This calculator covers all eight states and territories, including first home buyer concessions and state-specific rules. The methodology is shown in full on every result — no black boxes.
Which state or territory?
First home buyer?
Do you qualify for the ACT Home Buyer Concession Scheme?
The ACT Home Buyer Concession Scheme gives a full stamp duty exemption to income-eligible buyers — it's not limited to first home buyers. Approximate threshold: around $160,000/year for singles, higher for couples and families. The property must be your principal place of residence.
How do you plan to use this property?
You can only have one principal place of residence at a time. Victoria charges a lower rate for owner-occupiers on homes up to $550,000.
New build or established home?
In Tasmania, the 50% first home buyer stamp duty discount applies to established homes only. New builds get standard rates — but may qualify for the $30,000 First Home Owner Grant, which is separate from duty.
What's the price?
Best estimate is fine — you can always run it again.
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Spending more than $5 million? At that point you probably have enough money to hire someone who doesn't get their calculations from the internet.
Stamp duty estimate
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Estimate only. We're pretty confident this is right, but we won't be offended if you double-check elsewhere.