Stamp duty in New South Wales — 2026 rates
Rates calculated from Revenue NSW data, stored in GetReal's Supabase database. Updated when official rates change. Last built: 2026-08-07.
Stamp duty in New South Wales — officially called transfer duty — is a progressive state tax on property purchases. On an $800,000 property, a standard (non-FHB) buyer pays approximately $31,090. First home buyers pay no stamp duty on properties up to $800,000 and receive a tapered concession between $800,000 and $1,000,000.
Key points
- NSW uses a single rate scale — no separate owner-occupier vs investor rate.
- First home buyers: full exemption under $800,000, tapered concession to $1,000,000.
- A small registration fee (around $670) applies in addition to stamp duty.
- NSW also offers an annual property tax option for eligible first home buyers as an alternative to stamp duty.
Stamp duty by purchase price — NSW 2026
| Purchase price | Standard duty | FHB duty | Investor duty (same rate as owner-occupier in this state) |
|---|---|---|---|
| $400,000 | $12,735 | $0FHB full exemption | $12,735 |
| $500,000 | $17,235 | $0FHB full exemption | $17,235 |
| $600,000 | $21,735 | $0FHB full exemption | $21,735 |
| $700,000 | $26,235 | $0FHB full exemption | $26,235 |
| $750,000 | $28,485 | $0FHB full exemption | $28,485 |
| $800,000 | $30,735 | $0FHB full exemption | $30,735 |
| $900,000 | $35,235 | $17,618FHB partial concession | $35,235 |
| $1,000,000 | $39,735 | $39,735 | $39,735 |
| $1,200,000 | $49,055 | $49,055 | $49,055 |
| $1,500,000 | $65,555 | $65,555 | $65,555 |
| $2,000,000 | $93,055 | $93,055 | $93,055 |
Calculate stamp duty for your exact purchase price and situation
Open stamp duty calculatorFrequently asked questions
When is stamp duty due in NSW?
Within 3 months of signing contracts (exchange). Your conveyancer handles payment before settlement.
Can first home buyers avoid stamp duty in NSW?
Yes — full exemption under $800,000. Between $800,000 and $1,000,000, a tapered concession applies. Above $1,000,000, full duty applies.
Does NSW have an annual property tax option?
Yes — eligible first home buyers can opt into an annual property tax instead of paying stamp duty upfront. The annual tax is based on land value. It's worth modelling both options; the annual tax suits buyers who plan to sell within a few years.
Is stamp duty the same for investors in NSW?
Yes — NSW applies the same transfer duty rates to investors and owner-occupiers.
Stamp duty rates are sourced from official government data and stored in GetReal's database. This page is rebuilt whenever rates change. See methodology for calculation details. This is not financial advice — confirm with your conveyancer or the relevant state revenue authority.