Borrowing capacity

How much can I borrow?

Estimated borrowing capacity for every salary from $60,000 to $300,000. Based on single borrower, no existing debt, metro HEM living expenses, and an assessment rate of RBA cash rate + 3% buffer. Select your salary below.

Salary → estimated borrowing capacity

$60,000 $185,000 › $70,000 $265,000 › $80,000 $345,000 › $90,000 $420,000 › $100,000 $500,000 › $110,000 $580,000 › $120,000 $660,000 › $130,000 $735,000 › $140,000 $805,000 › $150,000 $880,000 › $160,000 $955,000 › $170,000 $1,030,000 › $180,000 $1,100,000 › $190,000 $1,165,000 › $200,000 $1,230,000 › $210,000 $1,295,000 › $220,000 $1,360,000 › $230,000 $1,425,000 › $240,000 $1,485,000 › $250,000 $1,550,000 › $260,000 $1,615,000 › $270,000 $1,680,000 › $280,000 $1,745,000 › $290,000 $1,805,000 › $300,000 $1,870,000 ›